Household money, honestly
MoneyMagic is a calm household money app. It shows you the numbers, helps you cut bills that can actually be cut, drafts estate documents for attorney review, and runs retirement what-ifs — without ever pretending to file, trade, or move money on your behalf.
No credit card required for the demo. Sample data is always labeled. Your real data stays yours — export it anytime.
Sample data — the app refuses to draft an appeal packet when the numbers don't support one.
Sample data is always labeled. Unconfigured services (bank linking, payments, email) show honest "not configured" panels rather than fake success. The assistant's system prompt forbids fabricated numbers and fabricated filing claims. Property owner names are never requested or stored (NJ Daniel's Law). MoneyMagic never files, negotiates, trades, or moves money — it prepares information and documents; you (or a licensed representative) take the action.
Six things, done well. No upsells inside the app.
Bank-linked transactions, automatic categorization, recurring-charge detection, budgets that roll up correctly. CSV import for any statement. Privacy mode blurs amounts when you share your screen.
Bill calendar with deadlines synced to your calendar app. Letter PDF generators for insurance re-quotes, ISP retention, and utility usage reviews. ANCHOR and NJ property tax appeal deadlines surfaced automatically.
Live NJ MOD-IV property tax lookup with official Chapter 123 ratio analysis. The math either supports a petition or it doesn't — we tell you which, and refuse to draft the appeal packet if it doesn't.
Net worth, retirement projection with Monte Carlo, six what-if scenarios (market crash, income loss, home purchase, college, big expense, retire early). Every projection carries an 'arithmetic, not advice' disclaimer.
Attorney-review drafts of wills, financial POAs, healthcare POAs + living wills, and standby guardianship designations. NJ-compliant execution formalities (2 witnesses, self-proving affidavit). Take the packet to a licensed attorney for customization.
Server-side LLM with a honesty-pinned system prompt. It never claims to file, negotiate, trade, or move money on your behalf — because MoneyMagic doesn't do any of those things. It tells you what the numbers mean and what to consider next.
Free tier is genuinely useful. Upgrade when you want bank linking and Wealth OS.
$0forever
$12per month
$20per month
Annual billing saves 25%. Apple App Store and Google Play subscriptions are billed by Apple/Google and subject to their refund policies.
The full app works in demo mode — sample data labeled as such, every feature explorable, no signup required. When you're ready to use your real numbers, sign up for Pro.
Open MoneyMagic